LOLOL, guess who didn’t do a final wrapup for their No Spend April challenge?
Classic Erin. New blog series = the flimsiest of plans.
Short version = despite spending an inordinate amount of savings on new couches/chairs, No Spend April went pretty well. I didn’t continue it into May, but I am certainly more mindful of the spending and I am planning (as I do every summer) to have a Frugal!Summer. Maybe this summer it will actually work?
I keep thinking I skipped writing about No-Spend Week Three and I’ve messed up – and then I realize that I’m currently in Week Four and April has just been a bit of a runaway blur. I still have over a week left! I should be less smug about “no-spend”.
Truth time: I bought a set of chairs and a new couch last week. (Note: Couch was bought on my mom’s HBC credit card so she can get points and I will be reimbursing her when the bill comes due, so not until May.)
This is literally the opposite of “No Spend”.
But hear me out! I’ve been looking for a new living room set since last summer. Despite being a fully functional adult and actually having a pretty cute house, I’ve never actually picked out my own, new furniture and bought it. Right around January, I picked out the chairs I liked at Ikea and the couch/chaise I loved at The Bay. Since then, I’ve just been waiting for a good price and, coincidentally, Ikea had a living room sale and The Bay put their couches on sale for 55% off, which is the best sale I’ve seen since the summer.
So, since this spend was from savings, it’s something that I would have spent a ton more on if I waited until May and it was mindful… I think it fits into the philosophy of “No-Spend April”.
This week also contained my pre-selected social outing – it was my friend’s 30th birthday and his girlfriend planned a whole surprise day for him (board game café, beer and chip tasting, Escape Room, Pin Bar). To be honest, I originally wasn’t going to go. I even texted her and was like “Ugggh, it’s No Spend Month!” And then I thought about it. About how I would probably regret it if I missed it, about how I shouldn’t be an anti-social shut in, about how I had budgeted myself one night out this month. And about how, really, life is about moderation and normally I would go out every weekend and have so many self-dates so I was still doing better. So I went and it was so much fun and so good to see my friends.
The No Spends
Groceries were $23 this week and I’m just killing it.
Maybe because I did purchase my new living room set this week (though it won’t be moving in until early June), but this month really isn’t feeling like a No Spend Month anymore. Not in that I’m spending a ton, but I’m just not feeling deprived, which is what I expected. It’s really just about making better choices about what I’m spending my money on and focusing on my goals.
I think I’m going to continue with a No Spend May (I have waaaaay too much stuff in my pantry still that I need to cook through), excluding a shopping day with Claire for my upcoming Vegas trip. I have finally found a roommate that I like, who will be moving in for May, which means a little help on the household expenses, but I don’t want to be going too wild just because of that. Gotta save for the future. Be the ant and not the grasshopper and all that.
I am two days behind on the challenge and I am totally okay with that. I am getting so much better at finding the space in my day and prioritizing my yoga. 30 days to make a habit, right?
Week Two! Coming in late because I spend the weekend in the mountains and now I have hives. Which I suppose is helping me do my no-spend month?? (The hives, I mean, not the mountains. Well, maybe the mountains too.)
I mean, I guess I spent $12 getting my allergy meds for my hives? But I think Blue Cross is going to ultimately reimburse me for that and also I feel like hives is a medical emergency so it fits in my criteria.
As alluded to above, I spent the weekend in the mountains and did spend $28 on Saturday night on drinks for myself and my mom. She bought me dinner that night, drove us out to the mountains (thereby using her gas) and also bought me Macdonald’s to eat in the car so I was feeling guilty that my mom was taking care of me as a 30 year old woman. I had to pull my own weight, at least a little bit!
Also, this challenge is all about making better choices with my money and I think I did that. A weekend in the mountains could normally be significantly more expensive!
Groceries this week went significantly over the $30 budget at $44 – but I was under budget last week at $20 and I think some of the things I picked up this week will roll into next so I’m not too fussed. As long as I hit around $120 for the month, I’m happy.
I’m feeling quite pleased with myself still. I definitely think announcing/blogging about the No Spend month has helped, as my friends have been super supportive and suggesting all kinds of fun things we can do for no money. It really is easier to be fun and frugal than I had convinced myself that it would be and I think I can see myself continuing this lifestyle into the future.
I should mention here that I did purchase a Newbie month at HotShop Yoga and Spin – I typically pay quite a bit more in fitness memberships and had placed all of them on hold for the month, then found that I missed the fitness class setting. I count this as a win – I get to try somewhere new and I’m still being fiscally prudent. I’ve just discovered that it’s not reasonable for me to completely cut fitness spending out of my budget, unless my financial situation makes it absolutely necessary.
I also cashed in some Shoppers Optimum points during the bonus points event this past weekend to replace some “essentials” that were running on fumes – hairspray, deodorant, primer potion so my eyelids won’t be forever shimmery. Success!
I continue to love the TRUE challenge – there is nothing like turning off all the lights, lighting a candle and settling in for half an hour on my mat each night. I think once this 30 day challenge is done, I’ll try to create my own daily at home practice by combining various other Yoga with Adriene videos. Maybe I’ll eventually feel comfortable enough to create my own flows!
It’s recap time! Because we’re one week into No Spend April already. WOO! Week One! (Also, I totally didn’t take pictures of my meal prep this week. Hopefully that’s not actually something you want.)
Blah blah blah, mortgage, cell phone, condo fees property tax… who cares? Let’s get down to the things I can control!
1. My gas gamble didn’t work – gas went up by four cents and I had to fill up this weekend. Meh. 2. Groceries only cost $19 this week! I have a rice and bean recipe that I am obsessed with and my pantry was already stocked with carrots, peas, onion and rice so I mostly just made a huge batch of that and then supplemented with some burrito bowl fixings. Delicious. 3. … I went to the Make It Market with my mom on Saturday and spent $40.
You Spent $40!?
Calm down, internet. I spent $40 and I don’t feel bad about it. I bought a one-of-a-kind art piece, created by a local artisan. For about six months, I’ve been trying to put together a wall in my kitchen – it currently has a chalkboard and a canvas print on it and I really want to hang up a corkboard that I already have for organizational purposes. However, this wall needs a something else to help balance the proportions… and I finally found something! After months of looking! I can finally not have my corkboard just leaning up against my wall in my kitchen.
I feel fine with this purchase because it was conscious and mindful. In months of looking, I hadn’t found anything I liked and I spent a ton of time weighing out the purchase before making it while at the Market. (I also didn’t buy any craft distilled liquors or tiny rings like I vaguely wanted to, so… winning.)
The No Spends
I know, that’s not an actual phrase, but I’m using it.
One of my biggest expenses is eating out. Part of it is that I love trying out new restaurants, with or without other people, but another part of it is just habit. I used to travel for work and I got super used to sitting at the bar in a restaurant with a book and a glass of wine to unwind. I got super used to grabbing a Chopped Leaf bowl on my way home from the gym because it was quick and healthy, and I was starving. Like I wrote about the tuna melt last week, a lot of what I did was just so easy and relatively inexpensive… but easy and inexpensive adds up, yo!
Right now, I think I’m still riding on the high of being oh so virtuous. It feels good to clear out my pantry and to go home to eat the meals I prepped. (Note: Old!Erin would totally have prepped meals and still gone out to eat anyway… that’s why it’s nice to have the “challenge” element to lean on.)
Oh my gosh, you guys, I am loving the Yoga With Adriene TRUE challenge. It reminds me a bit of being back in university and getting in touch with all the elements of myself – physical, emotional, mental, spiritual. I will note: I don’t recommend this challenge if you just want to “work out”. Though there are definitely some challenging physical elements, this is really about developing a yoga practice and figuring out what it means to you.
I did miss a day of the challenge – on Friday, I spent the night at my parents’ house, having a railway night (long story), and then I spent a day out with my mom on Saturday, going straight to my Saturday night plans. I had thought I’d be home by 10 pm or so, then being able to unwind with a little yoga, but that was not to be. In an amazing moment of kismet, Adriene actually spoke about how we have to develop our own practice, how it make take some of us longer than 30 days to complete the challenge and how we have to celebrate ourselves… during the session I wasn’t able to complete on Saturday and ended up doing on Sunday night. How perfect!
Readers! Viewers! Guys! It’s me! I’m blogging! I know… are you hallucinating? Am I hallucinating? Is this a shared delusion, ala those people in France who died from dancing? (Note: Yes, that is a real thing. I’m super up on my internet obsessions from three years ago. Confirm it here.)
Though all those things may yet be true, I’m also blogging. I often get enthusiasms to get my life in order and this is one of those times. So you get to reap the benefits! How fun is that!?
As some of you know well, I recently had a super incredible roommate – young, fun, similar interests, tidy, hobbies and activities that kept her out of the house occasionally… all the things you want when you are bringing in a virtual stranger to share your home. She recently moved back into her own home, as she had been only there short-term while waiting for her renters to move out. This sounds like a random digression, but the reason I bring it up is because I haven’t yet replaced her. Having such a great roommate made me realize that I don’t have to compromise. I can wait again for a great roommate. I don’t have to live with all the 18 year old boys who keep trying to submit to be my roommate. (Why? I don’t know why… I think my ad is pretty clear that I don’t want to live with a child?)
But while I don’t have to compromise, what I do probably have to do is tighten up my belt a wee bit. And if there’s one thing I love (and thrive in doing), it’s challenges. So, without further ado, let me announce…
Yes! I had a friend do a No Spend January and she walked out of it with such insight about her spending habits – it’s time for me to gain that insight. And it’s time for you to come along with me on this journey on the blog. (Because even if I love challenges, I need shame to complete them.)
Anyone who has listened to my Riverdale podcast, Mystery, Outsiders and Abs, knows that I feel very strongly that you have to pay your rent if you want to live in a place. So obviously “no-spend” won’t be no spend…
Yes, you can spend on:
$30 grocery budget per week (probably just eggs, veggies and fruit)
Emergency medical supplies (fingers crossed, I won’t need this)
1 social outing (because girl is not going to go crazy… I mean, anti-social)
No, you can’t spend on:
Class Pass will be put on hold
Yoga membership will be put on hold (I’m going to do the Yoga with Adriene TRUE 30 day challenge to fill this gap… two challenges at once!)
Personal care products (makeup, skincare, face masks, shampoo, etc)
“Spa” treats (massage, mani, pedi, etc)
Eee! How will I succeed? Only time (and this blog) will tell!
I’ll be posting weekly updates on the blog and sporadic sneak peeks on Insta (probably on my story) – aflimsyplan